Yetu DT Sacco has reaffirmed its position as a resilient, member-focused cooperative after posting impressive financial results for the year ended 2025, underscoring strong growth, enhanced service delivery, and prudent stewardship of members’ funds despite a challenging operating environment.
During its recent Annual General Meeting (AGM), the Sacco announced that Ksh 4.08 million would be shared among members as dividends, an increase from Ksh 3.74 million paid out in 2024. The improved dividend payout reflects the Sacco’s consistent focus on strengthening member value while maintaining financial sustainability.
The cooperative reported a total income of Ksh 1.27 billion and a net surplus of Ksh 1.03 billion, signalling a year marked by operational efficiency, improved revenue streams, and effective cost control measures. In addition, the Sacco’s asset base grew to Ksh 9.38 billion, further cementing its financial strength and long-term stability within the cooperative movement.
Speaking at the AGM, the Sacco’s leadership attributed the strong performance to disciplined financial management, strategic planning, and a firm commitment to the cooperative’s core mission of putting members first. They noted that careful balancing of growth ambitions with risk management had enabled the Sacco to deliver strong results while safeguarding members’ savings.
Yetu DT Sacco also recorded notable improvements in member savings growth and loan portfolio performance, driven by enhanced credit appraisal processes, disciplined lending practices, and robust monitoring systems. These measures have helped maintain portfolio quality while ensuring members continue to access affordable, competitive, and responsive financial products tailored to their needs.
The Sacco emphasized that efficiency and responsiveness remain central to its operations. Significant investments were made during the year in capacity building and staff training, aimed at equipping employees with the skills needed to deliver faster service turnaround times and improve overall member experience. As a result, members have benefited from improved engagement across service points and more reliable service delivery.
“As a member-owned cooperative, Yetu DT Sacco places primary emphasis on service excellence,” said Board Chairman Mark Gitonga, adding that member satisfaction remains a key performance indicator for the institution. He noted that the Sacco’s growth strategy is anchored on trust, transparency, and responsiveness to members’ evolving financial needs.
The Board also highlighted its proactive role in steering the Sacco through a period characterized by rising operational costs, inflationary pressures, regulatory uncertainties, and an increasingly competitive financial services market. According to the Board, sound decision-making and strategic foresight have been critical in maintaining stability and driving growth under these conditions.
To protect members’ interests, the Sacco’s risk profile remains under continuous review, with regular assessments conducted to identify potential vulnerabilities and strengthen internal controls. This approach, the Board said, is designed to ensure long-term resilience and protect the cooperative from both internal and external shocks.
Indeed, Yetu DT Sacco’s strong performance in 2025 was achieved against a backdrop of broader economic challenges affecting the cooperative sector. The leadership acknowledged that navigating regulatory dynamics and cost pressures required adaptability, innovation, and strict adherence to governance principles.
Looking ahead, the Board outlined a clear strategic roadmap focused on sustainable growth and enhanced member value. Key priorities include strengthening financial sustainability, expanding and diversifying member services, improving digital and operational efficiency, and upholding strong corporate governance and regulatory compliance.
The Sacco’s Management, led by Chief Executive Officer Dennis Kirimi, assured members of its continued commitment to integrity, professionalism, and transparency in all operations. Mr. Kirimi emphasized that teamwork between management, the Board, and members remains the cornerstone of the Sacco’s success.
“Yetu DT Sacco belongs to its members, and through collaborative efforts, it will continue to grow for the benefit of all,” the CEO said, noting that management remains focused on delivering value-driven services that respond to members’ financial aspirations.
The Supervisory Committee, chaired by CPA Palmer Murithi, commended the Sacco’s leadership for maintaining high standards of accountability and oversight. The committee assured members that their funds are secure, citing strong internal controls, regular audits, and consistent supervisory reviews.
CPA Murithi encouraged members to take advantage of the Sacco’s competitive loan and savings products, reaffirming the committee’s commitment to transparency, integrity, and diligence in executing its mandate.
Sacco Treasurer Paul M. Mucheke echoed this confidence, affirming that the institution remains financially sound and well-positioned for future growth. “Members’ funds continue to be managed responsibly. The Board remains committed to prudent financial management, transparency, and long-term sustainability,” he said.
Representing the government, Mr. Patrick Kilemi, the Public Secretary for Cooperatives, praised Yetu DT Sacco’s overall performance, describing it as a pacesetter in the region. He lauded the cooperative movement for its role in uplifting livelihoods and driving grassroots economic development, while assuring members of continued government support.
“As government, we remain supportive of the cooperative movement to ensure it fulfils its mandate as an economic transformative institution,” he said.
With strong financial results, improved service delivery, and a clear strategic vision, Yetu DT Sacco says it is well positioned to achieve even greater milestones, driven by member trust, sound governance, and a shared commitment to sustainable growth.
