Ports (DT) Sacco has reinforced its standing as one of Kenya’s leading employer-based cooperatives after posting strong financial results for the year ended 2025, capped by a generous 20 per cent dividend payout to members and sustained growth across all key performance indicators.
Speaking during the Sacco’s 2026 Annual Delegates Meeting, Board Chairman Ben Juma described the performance as a clear testament to prudent leadership, member confidence, and a forward-looking growth strategy anchored on technology, governance, and diversification.
Members will enjoy a 20 per cent dividend on shares and 12.5 per cent interest on deposits, a move that positions Ports DT Sacco among the most competitive SACCOs in the country.
“This performance reflects the strength of our strategy and the unwavering commitment of our management and staff to deliver value, stability, and growth for our members,” said Mr Juma.
Strong Growth Across the Board.
The Sacco recorded a 26.58 per cent growth in active membership, rising to 15,526 members, an indicator of increasing trust in its products, governance structures, and service delivery.
Total assets grew by an impressive 17.52 per cent to Sh12.389 billion, up from Sh10.542 billion in 2024, firmly placing Ports DT Sacco among Kenya’s top-tier employer-based SACCOs by asset size.
Turnover also rose sharply, increasing by 15.61 per cent to Sh1.810 billion, outperforming the Sacco’s strategic plan target by Sh223 million—a strong signal of effective execution and deepening member engagement.
This performance was achieved against the backdrop of stiff competition from commercial banks, fintechs, and digital lenders.
“The financial services sector is evolving rapidly, and our response has been proactive leadership, strategic investment in technology, and innovation to ensure superior service delivery,” the chairman noted.
Strategic Diversification and Market Expansion.
As part of its long-term resilience strategy, Ports DT Sacco has intensified diversification efforts to reduce sector risk and unlock new growth opportunities.
In 2025, the Sacco successfully entered the education sector, onboarding teachers under the Teachers Service Commission (TSC) through structured check-off and salary processing arrangements.
The Sacco also expanded its corporate reach by bringing Kenya Ports Authority (KPA) suppliers into its membership, offering them tailored and competitively priced LPO financing solutions to enhance liquidity and support SME growth within the port ecosystem.
This approach aligns with emerging cooperative sector trends, where SACCOs are broadening their membership base to include professionals, SMEs, and supply-chain players.
National Recognition for Governance Excellence.
Ports DT Sacco’s commitment to strong governance earned national acclaim during the year.
The Sacco emerged winner of the Cooperative Sector Award at the 2025 Champions of Governance (COG) Awards, organised by the Institute of Certified Secretaries of Kenya (ICSK), highlighting its ethical leadership, transparency, and compliance culture.
It also retained its ranking as the 3rd Best Performing Employer-Based Sacco (asset base above Sh10 billion) during the 2025 Ushirika Day celebrations, further cementing its reputation within the cooperative movement.
“Effective governance builds trust and accountability. These recognitions affirm our commitment to ethical and responsible leadership,” said Mr Juma.
Investing in People and Knowledge.
Member and delegate empowerment remained a priority, with extensive training programmes rolled out on financial literacy, leadership, retirement planning, cyber security, and mental health. The Sacco adopted a blended learning model, combining physical sessions with virtual platforms to enhance accessibility.
Delegates also participated in a cross-border benchmarking tour in Tanzania, engaging with high-performing SACCOs to strengthen governance oversight, strategy, and institutional sustainability.
The supervisory committee commended the board, management, and staff for sustained profitability and strong member value, particularly applauding the attractive dividend and deposit interest rates.
County Government Support and Sector Reforms.
The meeting was graced by Mombasa County Executive Committee Member for Cooperatives, Ibrahim Khamis Mutwafy, alongside Chief Officer Roselyn Randu, who praised the Sacco’s leadership and members for steering the institution to new heights. Mr Khamis pledged continued county government support for the cooperative sector.
Delegates were also briefed on proposed amendments to the Cooperative Societies Act, including Credit Information Sharing (CIS), a Central Liquidity Fund (CLF), and a Deposit Guarantee Fund (DGF), reforms expected to strengthen sector resilience and safeguard members’ savings.
With strong fundamentals, growing assets, national recognition, and a clear expansion roadmap, Ports DT Sacco is positioning itself for sustained growth while delivering superior value to its members and stakeholders.
